Mars 2026 · 7 min de lecture
Budget 40–45% of the purchase price total
Not just the down payment — closing costs add 5–8% on top. This article itemizes every line.
HipoTech application fee
{applicationFee} USDAt application · Covers credit assessment, document formatting, and multi-bank distribution.
Specialist Review add-on (if applicable)
+{premiumFee} USDIf triggered · Additional underwriting work for the human reviewer pathway. Non-refundable.
Transfer tax (Impuesto a la Transferencia)
3% of property valueAt closing · Calculated on the higher of purchase price or appraised value. Paid to DGII. The single biggest closing cost.
Registro de Títulos fee
0.5–1% of valueAt closing · Fee to register the new title certificate in your name.
Stamp taxes (timbres)
Minor, variesVarious stages · Small fees on notarized documents.
Notary/attorney fee for title transfer
1–2% of valueAt closing · Drafting and notarizing the deed, registering the transfer, and representing you.
Title search fee
$200–500 USDBefore application · Preliminary examination of title history.
Loan origination fee
1–2% of loan amountAt closing · The bank's charge for creating the loan. Not all banks charge this.
Study or evaluation fee
$100–300 USDDuring underwriting · Some banks charge to formally evaluate your file.
Property appraisal (residential)
$400–800 USDDuring underwriting · Must be from an appraiser on the bank's approved list.
Pour un achat résidentiel de 200 000 $ par un étranger non-résident :
C'est environ 41,8% du prix d'achat. C'est pourquoi des budgets de 35–45% sont recommandés pour les acheteurs non-résidents.
CONFOTUR properties: transfer tax exempt
Les biens avec certification CONFOTUR sont exonérés de la taxe de mutation de 3% pendant la période de certification (généralement 20 ans).
Estimate Your Monthly Payment
Ajustez les curseurs pour estimer votre paiement hypothecaire en RD
Paiement Mensuel
$1,523
20-ans a 13%
Estimation uniquement. Les paiements réels dépendent des conditions, frais et assurances spécifiques à chaque banque. N'inclut pas l'assurance habitation ni les frais de clôture.
Obtenir des Offres Bancaires Reelles →HipoTech shows you each bank's terms so you can compare total cost — not just the interest rate.
Start Your Application →