Junio 2026 · 7 min de lectura
Yes — you can complete the entire DR mortgage process remotely.
La respuesta corta es sí — puedes completar cada paso de una solicitud hipotecaria dominicana sin poner pie en RD. El proceso se ha vuelto cada vez más favorable para el trabajo remoto, y HipoTech fue diseñado específicamente para apoyar a solicitantes internacionales.
Mortgage simulation & pre-qualification
Fully remoteHipoTech's simulator runs entirely online. No in-person meeting required.
Tool: /simulator
Document assembly & submission
Fully remoteAll documents are submitted digitally as PDF scans. Application is distributed to qualifying banks simultaneously.
Tool: HipoTech application portal
Property search
Largely remoteVirtual tours, video calls with agents, online listings. A short in-country visit during search is recommended but not required.
Tool: Dominican real estate portals + agent video tours
Purchase promise agreement (promesa de venta)
Remote with attorneyYour attorney drafts and reviews. You sign remotely via notarized and apostilled poder notarial. Deposit is wired internationally.
Tool: Dominican attorney + poder notarial
Property appraisal
Handled locallyThe tasador physically visits the property — you don't need to be present. You select, pay (wire), and receive the report digitally.
Tool: /appraisers
Bank underwriting & offer review
Fully remoteBanks underwrite on their side. You receive commitment letters digitally. Review with your attorney via video call or email.
Tool: Email + HipoTech portal
Closing
Poder notarial requiredRequires physical presence OR a properly executed poder notarial. Your attorney attends, signs all documents, and receives the property on your behalf.
Tool: Dominican attorney with poder notarial
Title registration & post-closing
Handled locallyYour attorney submits documents to the Registro de Títulos. Certificate in your name is issued 2–6 weeks later.
Tool: Dominican attorney
Un poder notarial es una autorización notariada que autoriza a tu abogado dominicano a firmar documentos legales en tu nombre en RD.
Draft with your Dominican attorney specifying exactly what actions are authorized.
Have it notarized by a licensed notary in your home country.
Obtain an apostille from the relevant authority in your country.
Send the apostilled document to your attorney in the DR via DHL or similar.
Timeline
Prevé 2–4 semanas para este proceso. Comienza temprano — el tiempo de procesamiento del poder notarial es la fuente más común de retrasos en el cierre para compradores remotos.
Cost
Típicamente USD 100–300 para notarización y apostille según tu ubicación.
Un porcentaje significativo de compradores extranjeros completan toda su compra de propiedad en RD y solicitud hipotecaria sin visitar RD. El proceso es maduro y bien soportado para compradores remotos.
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